business
You just retired (or are about to). Now what?
By Christine Benz Of Morningstar, Associated Press at KPRC 2 / Click2Houston (NBC)
· July 14, 2026
· 4 min read
If there’s one group likely to be experiencing the most consternation over inflation and economic uncertainty, it’s those who have just retired or are about to. To make it through this period with their sanity intact, they should focus on what they can control.Assess spending ratePeople who have ...
Key takeaway In Morningstar’s 2025 retirement spending research, we found that the people most likely to run out of money in retirement were the ones whose portfolios lost value in the first five years of their retirements.
Why this matters in The Piney Point
For retirees in Piney Point Village , navigating the current economic uncertainty requires a thoughtful approach to managing their finances. Given the community's proximity to Houston, many locals may have invested in the energy sector or other industries that are particularly vulnerable to market fluctuations. As such, retirees in the area should be cautious about sequence-of-returns risk and consider adjusting their spending to ensure their portfolios can withstand potential downturns. The Morningstar research suggests that even small tweaks, such as forgoing inflation adjustments, can make a significant impact on long-term financial sustainability. Additionally, retirees in Piney Point Village may want to explore options for turbocharging their savings, such as catch-up contributions or after-tax 401(k) contributions, to bolster their retirement funds and weather the economic storm. By taking a proactive and informed approach, local retirees can better protect their financial well-being and enjoy a more secure retirement.
About this story
Original reporting by KPRC 2 / Click2Houston (NBC) . The Piney Point surfaces reporting from trusted publishers and adds local editorial context so readers can quickly understand what a story means for their community. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
For the complete original report, visit KPRC 2 / Click2Houston (NBC) . Have a tip or correction? Contact our newsroom .
Category: business ·
Published: July 14, 2026 ·
Source: KPRC 2 / Click2Houston (NBC) ·
Reading time: 4 min
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Frequently asked about this story
What is this story about? If there’s one group likely to be experiencing the most consternation over inflation and economic uncertainty, it’s those who have just retired or are about to. To make it through this period with their sanity intact, they should focus on what they can control.Assess spending ratePeople who have ...
When was this published? This article was first published on July 14, 2026 by KPRC 2 / Click2Houston (NBC) and curated for The Piney Point readers.
Who reported this story? This story was reported by Christine Benz Of Morningstar, Associated Press at KPRC 2 / Click2Houston (NBC). To learn more about how The Piney Point selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more business coverage from The Piney Point, or browse our daily briefing and topic hubs .
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